Projected profit$39,500
Reserve-adjusted profit$34,500
Break-even sale$258,421
Frozen user-entered planning record. Inputs are structurally complete. This report does not verify the valuation, funding, inspection or investment return. Figures are pre-tax. Formula PII-FIN-2.0.
| Expected sale | $300,000 |
| Purchase price | $215,000 |
| Acquisition fees | $3,500 |
| Repair budget | $18,000 |
| Holding costs | $2,700 |
| Financing expense | $4,500 |
| Other project costs | $1,800 |
| Sale-linked commission | $15,000 |
| Fixed sale costs | $0 |
| Total project cost | $260,500 |
| Projected pre-tax profit | $39,500 |
| Reserve allowance (separate) | $5,000 |
| Reserve-adjusted planning profit | $34,500 |
| Target profit | $50,000 |
| Maximum offer at target | $204,500 |
| Break-even sale | $258,421 |
Principal $150,000 · Annual interest 8% · Hold 3 months · Points 1% · Other lender fees $0
Full-principal interest $3,000 · Planned financing expense $4,500 · Planned carrying cost $2,700
Total planned equity plus reserve $115,500 · Above entered available cash $40,500
Single interest-only loan planning model; full-principal interest is charged for the entire hold. The capital plan is separate until explicitly applied to underwriting. No staged draw or peak-cash schedule is modeled.
Subject area: 1500 sq ft. Included adjusted price-per-square-foot indications support a user-reviewed ARV range; no automated valuation.
| Comparable / source | Price / area | Closing date | Adjustment / included |
|---|---|---|---|
| Fictional comparable A Training assumption · not a market sale | $285,000 / 1500 sf | 2026-10-01 | $0 / Yes |
| Fictional comparable B Training assumption · not a market sale | $315,000 / 1500 sf | 2026-10-15 | $0 / Yes |
Approved budget $18,000 · Incurred $10,000 · Remaining $8,000 · Forecast $18,000 · Paid $8,000.
These renovation records are separate from underwriting until explicitly applied.
| Scope / vendor | Budget + changes | Forecast | Paid |
|---|---|---|---|
| Kitchen refresh / Example contractor | $8,000 | $8,000 | $5,000 |
| Flooring / Example flooring contractor | $6,000 | $6,000 | $3,000 |
| Interior paint / Example painter | $4,000 | $4,000 | $0 |
Open: Title, liens & ownership reviewed
Open: Inspection and specialist findings reviewed
Open: Zoning, permits & scope requirements checked
Open: Comparable sales and resale assumptions reviewed
Open: Contractor scope, quotes & insurance reviewed
Open: Funding terms and available equity confirmed
Open: Contingency and exit plan reviewed
Open: Closing and sale costs reviewed
| Confirm local contractor scope and quotes | Example investor | 2026-11-07 | Not started |
Worked product example only. These inputs produce a projected pre-tax profit below the entered target. Verify the resale evidence, contractor scope, financing and costs before making a decision. The fictional comparable records are not market data.
Sources and original documents are managed by the preparer. This report was frozen at 2026-11-01T01:41:44.488Z; subsequent project edits do not change it.